What We Do
Eligibility
Becoming Medicare eligible gives you the opportunity to purchase very affordable Medicare insurance with comprehensive benefits that will cover all your healthcare needs.
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Initial Enrollment Period (IEP) is available when you first become eligible for Medicare (for most, 65th birthday)
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You are eligible to enroll during the 7 months surrounding your birthday
Medicare Options
By now, you may have started to receive information and solicitations from insurance companies and insurance brokers interested in selling you an insurance product. There are many insurance companies available in the marketplace but buying Medicare insurance is a very important decision and one that requires various pieces of information.
Option 1:
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Original Medicare - Medicare Part A, Medicare Part B
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Medicare Part D - Prescription Drug Plan (PDP)
Option 2:
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Medicare Part A and Medicare Part B
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Supplemental Insurance (Medigap Plans A-N)
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Medicare Part D - Prescription Drug Plan (PDP)
Option 3:
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Medicare Advantage Plan (Medicare Part C) - Medicare Part A, Medicare Part B, Medicare D (usually), Other Benefits (dental, vision, hearing, fitness, etc.)
Note: Medicare pays private insurance companies a monthly amount to cover you and usually include Part D
What to Consider
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Medicare Part B sign-up
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Insurance policy evaluation
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Prescription drug usage
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Healthcare usage levels & your current health issues
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Your home address
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Your out-of-town travel habits
How We Can Help
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We are here to help you find the policy that fits your needs and is budget friendly, working with a qualified insurance broker that takes the extra steps of gathering the necessary information so you can make an informed decision.
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We will teach you what to look for in a Medicare insurance policy so you can be your own advocate.
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Additional services provided to you include:
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Consultation and plan choice
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Year around representation to your insurance company
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Annual Enrollment Period review
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Quarterly newsletters to give you the necessary current information concerning your insurance policy
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General Medicare information
The best part for you? All of these value-added services we provide come at no cost to you!